Forced health insurance now ruled unconstitutional


Federal judge in Pa. rules in favor of suit challenging insurance mandate in health care law:

(Again I have to preface this by saying that in my real life I have 20+ years experience working in the healthcare field.)

The last time I talked about the ‘individual mandate’ was here. The individual mandate is the part of President Obama’s healthcare reform that says everyone in the country must carry some form of health insurance by 2014. In my last post a federal judge in Cincinnati, the pseudo-Queen City, ruled that the individual mandate was constitutional. I argued that forcing anyone to spend money outside of taxes is very unconstitutional and now a different Federal judge agrees with me.

Federal Judge Christopher C. Conner in Harrisburg, Pennsylvania has ruled that the individual mandate is unconstitutional.

“The nation undoubtably faces a health care crisis,” Conner said. “Scores of individuals are uninsured and the costs to all citizens are measurable and significant. The federal government, however, is one of limited enumerated powers, and Congress’s efforts to remedy the ailing health care and health insurance markets must fit squarely within the boundaries of those powers.”

I’m sure as long as President Obama is in office this will be an issue that is argued all the way to the Supreme Court.

However, as I have said before the individual mandate would not make health insurance more affordable for families. In fact, it would probably make it more expensive. In most states, there is a monopoly or duopoly of health insurance companies. With current practices, health insurance companies could raise their rates and then say you can’t do anything about because it’s illegal for you not to carry it. As I’ve also said before these market strangleholds that the insurance companies hold on states needs to be broken to make healthcare more affordable.

Forced health insurance ruled constitutional


Federal appeals court rules health care reform bill is constitutional:

This is the part where I remind you that I worked in the healthcare industry for 22 years. Not only have I worked for several major health insurance companies but I have also worked for medical practices and for a company that did annual enrollment for several major corporations. I’m not bragging, I’m just saying that for the fact that I may have a little knowledge about the subject at hand.

Anyway, yesterday a federal appeals court in Cincinnati ruled that the “individual mandate” part of President Obama’s healthcare reform is constitutional. The “individual mandate” is the part that says all US citizens will be required to carry some form of health coverage by 2014.

How is this even remotely constitutional? Not only that but this does not make healthcare more affordable. In my opinion, it’s quite the opposite. If health insurance is made mandatory the government is basically giving the insurance companies carte blanche to charge whatever they want for something that you’re forced to have.

There is no real choice in the health insurance markets since most states only have a duopoly at best of what health insurance carriers you can ‘choose’. The only thing that will make health insurance more affordable is if these market strangleholds are broken and not the so-called reforms that President Obama is forcing upon us.

I’m not saying that President Obama is in the pockets of the health insurance industry but it seems like he is sure putting more of the people’s money into their pockets.