Trench’s Health Insurance Tips: Pre-Existing Condition

Today we’re going to discuss pre-existing conditions and how all health insurance companies are run by soulless scum sucking bastards who deserve to rot in hell.

A pre-existing condition is defined as a recurring condition that you were treated for or diagnosed with 6 months prior to receiving health insurance coverage. That could be anything. It could be something manageable like diabetes or something life threatening like AIDS or cancer. If you did not have continuous health insurance coverage at that time the insurance companies will not pay for any treatment related to the condition for 12 months.

Think about that for a second. You could have cancer and the insurance company would not pay for treatment for a year. A lot of people can’t afford to pay for that kind of treatment so they might just forego getting treated until the waiting period is up.

The insurance company is basically hoping that you’ll die before the waiting period expires. What’s worse is the law allows it. In North Carolina and other states, it’s REQUIRED. Why isn’t this practice considered discriminatory? Why isn’t this a violation of the Americans with Disabilities Act? How many people have died because of this? Which lawmakers and politicians have blood on their hands?

And please feel free to post your pre-existing condition horror stories here. Let’s get the word out about this horrific practice.